Safaricom Daraja M-Pesa & Payment API Integration
Automate your checkout flow with instant STK Push prompts. Stop losing sales to manual Till entry, screenshot receipt verification, and order confirmation delays.
Eliminate Manual Verification Friction in Kenyan Checkout Funnels
In Kenya, mobile money powers over 90% of online consumer purchases. Yet hundreds of online stores force customers through an agonizing manual payment dance: copying a Paybill number, closing the browser, entering the M-Pesa SIM menu, sending a transaction code, and waiting for manual customer service verification over WhatsApp.
At Gara Consultancy, we eliminate every drop of checkout friction. We write clean C2B and B2C Webhook handlers for Safaricom Daraja, triggering instant M-Pesa Express STK Push prompts directly on the buyer's phone inside the browser.
How Automated M-Pesa STK Push Works
Our certified developers configure production-ready Daraja API endpoints to handle payment triggers effortlessly.
Automated STK Push (M-Pesa Express)
When a customer clicks 'Place Order', a secure prompt instantly pops up on their smartphone screen requesting their M-Pesa PIN. No manual Till number typing or copy-pasting code.
Real-Time Callback Webhooks
As soon as the customer enters their PIN, Safaricom's Daraja servers securely broadcast a callback payload to your store database. The order is automatically marked as 'Paid' within milliseconds.
Instant Reconciliations
Your system automatically matches M-Pesa receipt codes with specific order IDs, eliminating manual human validation, Excel sheets tracking, and shipment delay disputes.
Secure SSL & Sandbox Validation
We configure certified production keys, secure callback URLs, and pass comprehensive test scenarios in Safaricom's developer portal to ensure the highest transaction security.
Tailored Payment Architecture Options
Direct Daraja API Setup
No middle-man fees. We connect your store directly with Safaricom's official developer API using your own Paybill or Buy Goods Till number.
Multi-Gateway Integration
Configure third-party payment orchestrators (such as Peach Payments, DPO Group, iPay, or Pesapal) that accept M-Pesa, Airtel Money, and Visa/Mastercard.
Shopify Custom Payment Bridges
Since Shopify has strict checkout boundaries, we build customized payment portals or proxy bridge apps that trigger Lipa na M-Pesa checkouts seamlessly.
M-Pesa & Payment API Packages
One-time implementation setup fee. No monthly commissions on your sales volume.
KSh 7,450
Direct Safaricom Daraja
Streamlined local payment integration focusing strictly on Kenya's primary mobile money network.
Included Features:
- Daraja API integration
- M-Pesa STK Push
- Secure payment reconciliation
KSh 9,450
Multi-Payment & Cards
Complete multi-channel payment gateway supporting mobile money, Airtel, and debit/credit cards.
Included Features:
- Card Payment supported
- M-Pesa STK Push
- Airtel Money supported
- Secure payment reconciliation
M-Pesa Integration FAQ
Inquire For M-Pesa API Integration
Automate STK Push, instant IPN webhook callbacks, and automated order reconciliation for your store.